Online Banking Login Security Statement

Checking Accounts

Value Checking - Consumer & Business

Minimum balance to open - The minimum balance required to open this account is $25.00.
Deposit limitations - You may make an unlimited number of deposits into your account.
Fees and Charges - The following fees and charges apply to this account:
Flat Service Charge:  A Flat Service Charge fee of $5.00 will be charged each statement cycle in which more than 15 checks are presented for payment for that monthly statement cycle.

Regular Checking - Consumer & Business

Minimum balance to open- The minimum balance required to open this account is $25.00.
Minimum balance to avoid Flat Service Charge - A Flat Service Charge fee of $3.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $300.00 for that monthly statement cycle.
Minimum balance to avoid Debit Charges Fee – A per check fee (Debit Charges) of $0.10 per check will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $300.00 for that monthly statement cycle.
Deposit limitations – You may make an unlimited number of deposits into your account.

55 Plus Checking - Consumer Only

Minimum balance to open – The minimum balance required to open this account is $25.00.
Deposit limitations – You may make an unlimited number of deposits into your account.

Money Market Checking - Consumer

Rate information- At our discretion, we may change the interest rate for this account. Contact Customer Service to obtain current rate information. The interest rate and annual percentage yield may change at any time.
Compounding frequency - Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Daily balance computation method- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits- Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open -The minimum balance required to open this account is $500.00.
Minimum balance to avoid Flat Service Charge- A Flat Service Charge fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $500.00 for that monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Minimum balance to avoid Debit Charges Fee- A per check fee (Debit Charges) of $0.10 per check will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $500.00 for that monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Deposit Limitations –You may make an unlimited number of deposits into your account.

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